Development banks provide long-term loans at market (38) ________. They provide even longer-term loans at below-market interest rates. These banks also provide technical (39) ________ and (40) ________.

　　There are four main ones. The oldest is the Inter-American Development Bank in Washington, D.C. It began in 1959. President Juscelino Kubitschek of Brazil had (41) ________ a bank to aid economic growth in the Americas. The (42) ________ of American States agreed. Today the bank is worth over 100,000 million dollars. It holds only 4 percent of that. The other money is (43) ________ by its members. (44) ________________________________________. 26 countries in Latin America and the Caribbean borrow from the bank.

　　The African Development Bank has its roots in an agreement signed in Sudan in 1963. It is based in Abidjan, Ivory Coast. (45) ________________________________________. The country with the most votes in the bank is Nigeria, followed as of July by the United States, Japan and Egypt.

　　The Asian Development Bank started in 1966. It is based in Manila, in the Philippines. There are 63 members, mostly in Asia. (46) ________________________________________.