in removing debris (碎片), etc. The term "property" includes domestic outbuilding, garages, walls, landlords’ fixtures (固定装置) and furniture, etc. But excludes the value of the land. The market value of house is therefore likely to be less than the cost of rebuilding, especially if the property is elderly (年久的). Even if the property is recently built, the work involved in reinstatement (复原) will be more expensive than the building cost which can be achieved by a builder building on an estate basis. 41. The passage appears to be from __________. ○A. an advertisement ○B. an information booklet ○C. a newspaper article ○D. a formal speech 42. The tone of this passage could best be described as ___________. ○A. academic ○B. formal ○C. light-hearted ○D. subjective 43. According to the passage if the customer suggests an insurance company ________. ○A. it is impossible to change that company later on ○B. the Building Society will provide a list of alternative companies ○C. the Building Society will not accept responsibility for the policy ○D. the Building Society may not be able to agree to that company 44. The passage states that when you insure your property _________. ○A. you should not take the land value into account ○B. you should use the market value as a guide ○C. you should take the advice of your Local Authority ○D. garages and garden sheds are not usually included 45. The passage implies that rebuilding a property costs more than its market value __________. ○A. only if the property is old ○B. particularly if the property is new ○C. whatever the age of the property ○D. because of rising building costs |